LOANS

The right loan in the quickest time at Finolet!

Loans can be availed for various reasons like buying a new home, medical emergencies, or funding business growth. A suitable loan from a financial institution is a smart way to manage your finances. It also helps create your credit history. Planning your loan is really important. You should have regular income or salary to pay back your EMIs and loans on time. This will help maintain a good credit history, which is vital!

Finolet matches your requirements and facilitates the most suited loan from a range of lenders. All it takes is a few clicks to be on your way to financial freedom.
Finolet
When you need cash quickly.
Personal loans are a quick & convenient way to meet a variety of expenses. They require minimal paperwork and no collateral. Find the best personal loan options with Finolet.
Multi-purpose Loan
Complete freedom on how you spend your loan amount.
No security or collateral required
You don’t have to declare a collateral in the case of personal loan.
Flexible Repayment Options
With Personal Loans, you can opt for flexible EMI and tenure.
Pre-approved loan offers
Based on past credit history, Banks' and NBFCs' provide pre-approved loan offer which can be used anytime and anywhere.
  • Age of the applicant must be between 21 and 59 years.
  • Income greater than INR 10,000 per month credited to bank account.
  • Credit score above 550
Any one of the following ID proofs
  • Aadhar card
  • PAN Card
  • Passport
  • Voter’s ID
  • Driving license
Any of the following documents indicating current place of residence
  • Electricity bill
  • Water bill
  • Phone bill
6 Months Bank Statement
For Salaried Employees
  • 4 Months’ Salary Slip
For Self-Employed
  • ITR of last 2 years
  • Business Vintage Proof

Frequently asked questions?

It is an unsecured loan as it does not require any collateral and provides flexibility for end usage of funds.
Yes, it does. Most banks usually require a good credit score preferably above 550.
No. Personal loan is unsecured and does not require a collateral.
Finolet has partnered with most of the Banks, NBFCs and Fintech firms and can help you choose the one that suits you the most.
It varies based on the lender and your profile.
Salaried, self-employed.
Yes, you are allowed to prepay subject to a prepayment fee that varies among the lenders.
The tenure of the personal loan varies between 12 and 60 months
Calculate your Business Loan EMI
Loan EMI
0
Total Interest Payable
0
(Principal + Interest)
0
Total Amount Payable
0

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