Finolet
CREDIT CARDS

A simple piece of plastic to swipe and pay!

Credit cards are an easy and convenient way to pay bills, shop and avail of loans as well. Credit cards come with a credit limit, that’s based on the customer’s income. Finolet helps shortlist the best credit cards based on your salary & requirements.
Universal acceptance
Credit cards are accepted everywhere enabling you to make purchases with ease.
Security
Credit card transactions are highly secure. A chip based credit card is advanced features to protect you from misuse. Emergency cash If you suddenly find yourself cashless during an emergency, you can withdraw cash from your credit card*
Avail 100+ Credit cards
With our extensive tie-ups with all the major banks in the country, there is a wide choice of credit card you can choose from. Benefits There are various benefits depending on the choice of credit card.
  • Minimum salary credit of INR 20,000 per month or above
  • Credit Score must be 650
For Self-employed
ITR to show income of INR 3 Lakhs per annum
Any one of the following ID proofs
  • Aadhar card
  • PAN Card
  • Passport
  • Voter’s ID
  • Driving license
Any of the following documents indicating current place of residence
  • Electricity bill
  • Water bill
  • Phone bill
For Salaried Employees
Income proof
  • 4 months’ salary slips
  • 6 months bank statement
  • 3 months credit card statement
For Self-Employed
Proof of identity of business
  • Current account
  • Shop Licence
  • GST
  • Labour Licence
  • Trade Licence
  • Food Licence
  • Udyog Aadhar
Income Proof
  • 2 years ITR
  • 6 months Bank statement
  • 3 months credit card statement

Frequently asked questions?

Anyone salaried/self-employed individual with a good credit score can avail a credit card.
Apply for a New Card through Finolet and get higher Credit Limit than usual with a host of benefits. As the credit limit is determinant based on your income. The same will increase with commensurate increase in income.
Credit cards can be used to withdraw cash up to the applicable cash limits.
  • Paying for purchases over time.
  • Useful for online shopping.
  • Eliminates the need to carry cash.
Debit cards allow bank customers to spend money by drawing on funds they have deposited at the bank. Credit cards allow consumers to borrow money from the card issuer up to a certain limit in order to purchase items or withdraw cash.
One should consider the income, purpose and repayment capability while taking a credit card.

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